![]() ![]() Additionally, since your bank statement will likely include just the check number and amount, tracking your check transactions will help you remember the purpose of each check you’ve used. This will help you make sure you never write a future check for more than you have available in your account. Make sure you track your check usage in a check register. This number is also located in the upper right-hand corner of the check. This helps you keep track of which check you use for which purpose. Lastly, the final number in the row at the bottom of your check (farthest to the right) is the check number. This number identifies your unique bank account. Next, at the bottom middle of your check, you’ll find your individual checking account number. (We’re obviously using a fake check in our example above, so don’t worry if the numbers don’t look the same as your real check!) Account Number This number is nine digits, and it’s used to identify the appropriate bank from which to pull the money. The first number you’ll see listed, on the bottom left-hand corner of the check, is the bank routing number. In addition to knowing what information to include in each of the six fields on your check, you should also understand the three numbers listed at the bottom of each check. In fact, most banks will charge you a fee for writing an invalid check, since there’s an added inconvenience for them. This is the most important field, because if you don’t sign the check, it cannot be cashed. The final section of your check to fill in is the signature. The memo portion of your check matters more for your tracking than anything else, so don’t worry too much about what to write here. For instance “February 2024 Rent” or “Happy birthday.” You’ll use this field on the check to identify the purpose of the check. This is another relatively self-explanatory section. So, if your check were for $5,302.55, you would write it as follows: “Five thousand three hundred two and 55/100.” 5. In this case, $0.42 would be written as “42/100.” Also, you should use the word “and” between dollars and cents. Specifically, if you’re using a number between 21 and 99, you’ll typically need a hyphen (for example: fifty-two).įinally, if the value of your number includes change, such as $0.42, write it out as a fraction. One easy way to simplify this step is to think about how you would say the number out loud.įor example, with $2,450, you’d say that as “two thousand four hundred fifty.” Again, remember to use the correct punctuation. Some people find it difficult to record the amount they want to pay in written words. If the numbers don’t take up the box completely, simply write a dash from the last number to the edge of the box. That said, make sure you include the correct punctuation and fill in the box completely to prevent someone from adding numbers and committing fraud. Writing the numerical value is fairly self-explanatory. Writing this information in two separate ways helps to ensure that the amount you want to pay is recorded accurately. When you’re specifying the value of your check, there are two fields to complete: one as the number written out in words, the other in numerical form. This authorizes anyone who holds the check to cash it in, so do so only when absolutely necessary. Lastly, if you choose to do so, you can write “Cash” on the payee line. ![]() Pay attention to spelling here, since some banks may refuse to cash a check if the name is misspelled. Your check should read “Pay To” or “Pay To The Order Of,” after which you will write in the name of the recipient. Next, you’ll write the name of the person or company receiving the check. In some instances, you can also list a future date, if you don’t want the recipient to cash the check right away. Dateįirst, in the upper right-hand corner of your check, you’ll write the date - typically the current date. Printed Payroll and Government Checks - 1.There are six fields you’ll need to fill out to complete your check.Two-Party Business - 4% of check amount ($5 minimum fee)īranch Check Cashing Fee for Non-Regions Checks 1:.$25.01 or greater (excluding Two-Party Business) - 1% of check amount ($5 minimum fee and $20 maximum fee).$25 or less (excluding Two-Party Business) - no charge.Regions Quick Guide to Check Cashing (pdf) Fees, Terms and Conditions:īranch Check Cashing Fee for Regions Checks 2: Free load to Regions Now Card® when cashing a check.Pricing: percentage of check amount: 1% to 4% of check amount.Full-service check cashing - almost any check, in any amount - even hard-to-cash checks 1.It ’s easy to enroll, and there are no fee surprises. Regions offers check cashing services - including handwritten, out-of-state, insurance, two-party, tax refunds, business, government and payroll - so you can get your cash immediately. You don’t have to have an account with Regions to cash checks. ![]()
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